Privacy Policy

Welcome to SOIC (School of Intrinsic Compounding). These Terms & Conditions ("Terms") govern your access to and use of our website www.soic.in, mobile app, digital products, educational content, and services (collectively, "Platform"). Please read them carefully.By using this Platform, purchasing any SOIC products or services, or engaging with our community, you agree to these Terms in full. If you do not agree, do not use the Platform.

Who We Are

SOIC Intelligent Research LLP is an Indian education and research company offering structured investment learning and independent equity research. All references to "SOIC," "we," "our," or "us" refer to SOIC Intelligent Research LLP.
Our offerings include digital content, courses, research reports, events, webinars, tools, and community platforms, delivered via the website, mobile app, and third-party integrations.

Access and Use

Our Platform is open to learners of all backgrounds and experience levels. However, users should ensure they have the legal capacity to enter into binding agreements under applicable laws.
You agree to use the Platform only for lawful purposes and in a manner consistent with all applicable laws and regulations.
We reserve the right to suspend or terminate access at any time, with or without cause.

Payments and Subscriptions

All payments for SOIC products and services are non-refundable unless explicitly stated otherwise.
Subscriptions (e.g., SOIC One) are billed upfront and provide access for a fixed term.
We use third-party providers to process payments. We are not liable for issues arising from payment gateways.
You are responsible for ensuring your payment information is accurate.

Content Ownership and Usage

All SOIC content—videos, research, presentations, tools, frameworks, images, text—is protected by copyright and intellectual property laws.
You may not copy, reproduce, resell, republish, or distribute our content without written permission.
Unauthorized use will result in suspension and may lead to legal action.
You are responsible for ensuring your payment information is accurate.

Community Guidelines

Our Telegram and community spaces are designed for respectful, constructive discussion.
Do not post personal recommendations, buy/sell/hold stock tips, spam, or offensive content.
SOIC reserves the right to remove members who violate community norms or SEBI regulations.

No Investment Advice

All content is for educational purposes only.
SOIC does not offer personalized investment advice or stock tips.
Users are expected to apply their own judgment before making financial decisions.

Refund Policy

Refunds are not offered for digital products unless stated at the time of purchase or in case of duplicate transactions or access errors.
Requests must be submitted in writing with proof of payment.
All decisions related to refunds are at the sole discretion of SOIC.

Limitation of Liability

SOIC is not liable for any losses, damages, or missed opportunities resulting from the use of our content.
All content is provided "as is" without warranties, express or implied.

Privacy

Our privacy policy outlines how we collect, store, and use your personal data. You agree to its terms by using our Platform. View it at: www.soic.in/privacy-policy

Updates to These Terms

These Terms may be updated from time to time. Continued use of the Platform after updates constitutes acceptance of the revised Terms.
Last updated date will always be mentioned at the top of this page.

Have questions? Reach out to us at:

📧 support@soic.in
📍 SOIC Intelligent Research LLP 
C-40, Rajouri Garden, Ground Floor, New Delhi - 110027, India

Terms and Conditions